Having student loan problems?
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You must repay your student loan, so be sure you understand your options and responsibilities. Speak with a National Student Assist representative to gain valuable information on how to lower or eliminate your monthly payments.

The department of education offers an array of programs to assist with reducing the burden of repaying student loans such as, loan consolidation, loan forgiveness, loan deferrals and various payment options.

Government programs that allow consumers to combine several student loans into one bigger loan. This allows for just one monthly loan payment to one servicer, greatly simplifying the repayment process, which is then used to pay off the balances on the other loans.

Consolidating your loans may allow you to reap some benefits, such as lowering your monthly payment amount, extending your repayment schedule, and achieving a single (and possibly lower) fixed interest rate. Consolidating your loans could also allow you to become eligible for repayment plans that you might not have been eligible for previously.

The Public Student Loan Forgiveness Program is intended to encourage individuals to enter and continue to work full-time in public service jobs. Find out whether you qualify due to your job, disability, the closure of your school, or other circumstances.

Deferral or Forbearance:
A postponement of payment on a loan that is allowed under certain conditions and during which interest does not accrue on Direct Subsidized Loans, Subsidized Federal Stafford Loans, and Federal Perkins Loans.

Student Loan Discharge:
You must repay your loans even if you don’t complete your education, can’t find a job related to your program of study, or are unhappy with the education you paid for with your loan.  However, certain circumstances might lead to your loans being forgiven, canceled, or discharged such as Closed School, Total and Permanent Disability, Death, Bankruptcy, False Certification of Student Eligibility or Unauthorized Payment, and Unpaid Refund. Call or Sign up for a free consultation...

Payment Options:
There are a number of ways to make your payments more affordable with various repayment options available. Besides the Standard (10 Year) Repayment Plan, the government offers the following repayment plans: income-based repayment, income-contingent repayment, income-sensitive repayment, Pay as You Earn, Graduated Repayment Plan, and Extended Repayment Plan.

Repayment plans can give you more time to repay your loans or be based on your income. Although you may select or be assigned a repayment plan when you first begin repaying your student loan, you can change repayment plans at any time.

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A free consultation with National Student Assist will determine which option is cost effective for your budget and establish guidelines to walk you through the process. Call or sign up for a free consultation Today!


Our service is guaranteed and is back by a full 100% Money Back Guarantee! If we are unable to enroll you in the program you choose, or if your application is denied by the DOE due to our error we will refund your money in its entirety. A successful enrollment with the DOE programs is highly dependent on the accuracy of the information you provide to your enrollment consultant. It is very important to be upfront and honest about your situation so we can get you the best possible outcome.


 CALL US TODAY 800-264-2655
To discuss the options available to you – you may qualify for a payment reduction or student loan forgiveness!